CFO Services for Auto Body Shops
At Crunchit Financial Services, we provide CFO-level financial management tailored specifically for collision repair businesses. We don’t just understand your world—we’ve lived it. With over 30 years of experience owning and operating shops, we speak Body Shop fluently.
So forget wasting time explaining your business to generic accountants who don’t get it—and often aren’t even that good. We’re built for this. You fix cars. We fix your financials.
Strategic Financial Planning
Build Your Auto Body Empire with Smart Financial Strategy
The auto body industry is evolving rapidly—from consolidation trends to new vehicle technologies. Our strategic financial planning helps shop owners navigate these changes while building wealth and expanding operations.
What We Deliver:
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Multi-location expansion planning and feasibility analysis
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DRP contract negotiation support and financial impact analysis
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Equipment financing strategies
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Succession planning and shop valuation for retirement or sale
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Technology investment ROI analysis (ADAS calibration equipment)
Business Impact: Make confident expansion decisions, optimize your DRP relationships, and build a valuable business that works without you while maximizing your return on investment.
Financial Models, Forecasts & Budgets
Predict Your Shop's Financial Future with Precision
Auto body shops deal with hail season spikes, winter accident surges, and insurance companies that pay on their timeline, not yours. Our financial modeling is built around these realities – so your forecasts actually reflect how your business runs, not some generic template.
What We Deliver:
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Seasonal cash flow forecasting accounting for weather patterns and accident cycles
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Labor efficiency and productivity forecasting by technician
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Paint and materials cost modeling with supplier contract optimization
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Insurance payment timing analysis and A/R forecasting
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Capacity planning for optimal utilization and workflow
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New service line profitability analysis (PDR, glass, detailing, mechanical)
Business Impact: Know exactly when cash will be tight, optimize staffing levels, negotiate better supplier terms, and identify your most profitable services to grow revenue strategically.
Cash Flow Management
Master the Payment Cycle
Insurance companies pay when they feel like it, and supplement negotiations drag on forever. Our cash flow management keeps your doors open and your techs paid – regardless of when State Farm decides to cut that check.
What We Deliver:
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A/R aging analysis by insurance company with collection strategies
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Working capital optimization for parts inventory and materials
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Emergency cash flow planning for equipment breakdowns or major repairs
Business Impact: Eliminate cash flow surprises, reduce days outstanding receivables, and ensure you always have working capital for materials and payroll.
KPI Reviews
Track the Metrics That Drive Auto Body Success
Generic business KPIs don't work for auto body shops. We track YOUR-specific metrics that separate your shop from struggling ones.
What We Deliver:
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Custom tailered KPI tracking for your shop needs
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Labor efficiency analysis by technician
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Paint and materials waste tracking and cost optimization
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Insurance mix analysis and profitability by carrier
Business Impact: Identify underperforming technicians, optimize your insurance mix, reduce waste, and consistently hit cycle time targets that keep customers and DRPs happy.
OpEx Strategies
Eliminate Financial Leaks and Unlock Hidden Profits
Your expenses have expenses you don't even know about. Vendor price creep, material waste, inefficient workflows – we identify every profit leak and show you exactly how much each fix will add to your bottom line.
What We Deliver:
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Complete financial leak detection across all expense categories
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Line-by-line expense analysis to identify cost savings opportunities
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Vendor contract reviews and renegotiation strategies
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Equipment maintenance scheduling and vendor negotiation
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Insurance cost optimization (general liability, garage keeper's, environmental)
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Technology stack evaluation for estimating, management, and customer communication
Business Impact: The goal is to reduce costs by 15-25% while maintaining compliance, and service quality that keeps your customer relationships strong. Most shops discover $500-$2,000 in monthly savings they never knew existed.
Tax Advisory
Navigate Auto Body Tax Complexities - GUARANTEED SAVINGS
Your CPA probably tells you to buy more equipment for depreciation. Wrong move. We help you generate maximum cash from your shop, then deploy the same tax optimization strategies the wealthy use to preserve that capital for assets that actually build generational wealth.
Our Guarantee: We guarantee to find at least $4,000 in annual tax savings for your auto body shop—and often find enough savings to cover your entire CFO service package investment.
What You Get:
A personalized consultation A personalized consultation with a Fiduciary Advisor dedicated to understanding your unique financial needs and goals.
Comprehensive analysis A comprehensive analysis of your business's tax situation, providing specific recommendations on how to optimize it and minimize costs effectively.
Utilization of the tax code Utilization of the tax code to identify legitimate yet often overlooked opportunities for reducing your tax burden, ensuring you keep more of your hard-earned money where it belongs.
What We Deliver:
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Tax Planning Blueprint - Custom roadmap that guarantees you keep more of your hard-earned money
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Multi-state tax planning for shops operating across state lines
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Business structure optimization
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Exit planning tax strategies for shop sales or succession
Business Impact: Maximize tax deductions and optimize your business structure for long-term wealth building. Most clients save $4,000-$50,000 annually—often making our services pay for themselves.
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Corporate Structure, Compliance & Asset Protection
Protect Your Shop and Personal Assets with The Body Shop Business Trifecta
Your shop generates the wealth, but poor structuring puts it all at risk. We build the same multi-layered protection strategies wealthy families use – ensuring what you've built stays protected for you and your kids, regardless of what storms hit your business.
The Body Shop Business Trifecta Creation: Our signature service creates a comprehensive 10-year visual plan that integrates three critical components of your auto body business success: operational excellence, financial optimization, and strategic growth. This visual roadmap shows you exactly how to build wealth, protect assets, and create a business that operates profitably with or without you.
What We Deliver:
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The Body Shop Business Trifecta - 10-year visual strategic plan
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Entity structure optimization for liability protection and tax efficiency
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Insurance coverage analysis (garage keeper's, environmental, cyber liability)
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Asset protection strategies for real estate and personal peace of mind
Business Impact: Minimize liability exposure, ensure business compliance, and protect personal assets from business risks while following a clear 10-year roadmap to financial freedom and business success.
Why Auto Body Shop Owners Choose Crunchit
We Don't Just Understand Your Business - We've Lived It
Our team has owned, operated, and successfully exited 13 auto body shops across 4 separate transactions over 30 years. We've lived every challenge you face—from insurance negotiations to equipment breakdowns, from finding good techs to managing cash flow during slow seasons.
Real Auto Body Experience, Real Results
We're not consultants who studied your industry—we're former shop owners who built, scaled, and profitably exited multiple collision repair businesses. We know what works because we've done it ourselves.
We work exclusively with auto body shops and understand the unique financial challenges of dealing with insurance companies, managing inventory, and optimizing labor efficiency.
Service Packages for Auto Body Shops
Comprehensive CFO Services
Complete Financial Management for Serious Auto Body Shop Owners
Our CFO Services start at $795 per week with a minimum 6-month agreement. This comprehensive package includes all seven core services designed specifically for auto body shops ready to optimize their financial performance and build long-term wealth.
What's Included:
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Strategic Financial Planning with Body Shop Business Trifecta Creation
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Financial Models, Forecasts & Budgets
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Cash Flow Management Strategies
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KPI Reviews Specific To Your Shop
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OpEx Strategies (financial leak detection and cost savings)
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Tax Advisory with $4,000+ guaranteed savings and Tax Planning Blueprint
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Corporate Structure, Compliance & Asset Protection
Required First Step: All CFO engagements begin with our Comprehensive Financial Assessment to properly assess your financial roadmap and develop your Body Shop Business Trifecta.
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Comprehensive Financial Assessment - $950
Required Foundation for Your Financial Transformation
Before implementing comprehensive CFO services, we require our deep-dive financial assessment. This critical first step provides the foundation needed to create your personalized financial roadmap and Body Shop Business Trifecta.
What You Get:
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CCC Configuration Deep Dive - Complete analysis of how your estimating data flows into QuickBooks
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Data Flow Optimization - Ensure seamless integration between your shop management system and accounting
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Chart of Accounts Review - Auto body specific account structure for accurate reporting
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P&L Analysis - Identify profit centers and cost drains specific to your operations
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Balance Sheet Review - Asset optimization and liability management strategies
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Blueprint to Perfect Financials - Step-by-step roadmap to financial excellence
Important: The $950 assessment fee is fully credited toward your CFO Services when you proceed with our comprehensive package. This ensures we have the detailed understanding necessary to create your customized Body Shop Business Trifecta and financial strategy.
Investment: $950 (credited toward CFO Services upon engagement)
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"Insurance companies are taking forever to pay, and I'm always short on cash."Our cash flow management and A/R optimization typically reduces collection time by 10-15 days.
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"I don't know if my technicians are profitable or which jobs make me the most money."Our KPI tracking shows exactly which techs, job types, and insurance relationships drive profitability.
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"I want to expand but don't know if I can afford it or where to open."Our expansion planning analyzes market opportunities and financing options with precise financial modeling.
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"My accountant doesn't understand the auto body business."We specialize exclusively in collision repair shops and understand your unique challenges and opportunities.